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Best Paying Online Casinos in Ontario: Apr 2025
| 🏦 Best Paying Online Casino | 🎰 Win Rate |
| 🔥 MagicRed | 98.86% |
| ✅ 888 Casino | 98.26% |
| ✅ BetVictor | 98.2% |
| ✅ PlayOJO | 98.2 % |
| ✅ ToonieBet | 98.12% |
| ⭐ LeoVegas | 98% |
| ⭐ Spin | 98% |
| ⭐ Casino Days | 97.1% |
| ⭐ Casumo | 97.1% |
| ⭐ Jackpot City Casino | 97% |
How casino win rates are determined
The overall payout rates for online casinos are determined by the RTP percentages of their games. Operators that offer more high-RTP games typically have a lower house edge, allowing players, on average, to retain more money in their accounts compared to other casinos.
What Are Ontario High Payout Online Casinos?
High paying Ontario online casinos pay more than the threshold set by the province. Operators keep a percentage of the money you wager to cover their costs and profits.
The current Ontario Lottery and Gaming Corporation (OLG) LOTTO MAX puts only 48% of the ticket price into the prize fund; 52% goes to costs and revenues for the government.
The new laws in Ontario offer a much better value proposition. The best payout online casinos can offer is a phenomenal 99.1%. The minimum payout casinos are allowed to offer is 85%. That's almost double the payout level offered by the lottery.
💰 Related: Check out Instant Withdrawal Casinos in Ontario
Review of High Payout Casinos in Ontario
Opening up the Ontario market creates a business opportunity for the biggest brands in the world. Here we list a few of my favourites that you can rely on as some of the best payout online casinos Canada offers:
Magic Red Casino - 98.86%
MagicRed Casino offers a diverse gaming portfolio, featuring over 1,000 titles, including popular slots like Immortal Romance, Book of Dead, and Reactoonz. You will appreciate being able to play on the go, as well as its efficient payout system, with withdrawal times ranging from instant to four days. While the casino excels in game variety and user experience, some users have noted minor challenges with customer support responsiveness.
| 🏆 Win Rate | 98.86% |
| 💸 Progressive Jackpots | ✅ |
| 🎰 Best RTP Slot | Butterfly Staxx |
| 🎲 Most Popular Game | Gonzo's Quest |
| 💲 Minimum Deposit | $10 |
Spin Casino - 98.65%
Spin Casino offers over 600 games, including a vast selection of slots, table games, and live dealer options. The platform is optimized for mobile play, allowing seamless gaming across various devices without the need for a dedicated app. You can always get a question answered with 24/7 customer support through live chat and email, ensuring assistance is readily available. However, I'd say the minimum withdrawal limit is relatively high, set at $50.
| 🏆 Win Rate | 98.65% |
| 💸 Progressive Jackpots | ✅ |
| 🎰 Best RTP Slot | Mega Joker |
| 🎲 Most Popular Game | Mega Moolah |
| 💲 Minimum Deposit | $10 |
Jackpot City Casino - 98.46%
Jackpot City Casino offers over 700 games, including slots, table games, and live dealer options. They are optimized for mobile devices, ensuring gameplay on the go across iOS and Android systems. Players can choose from a variety of payment methods, such as Apple Pay, Visa, and Interac, with a minimum deposit of $10 but it's important to note that Mastercard withdrawals are currently unavailable. If you have any questions about payment methods you can reach out to support 24/7.
| 🏆 Win Rate | 98.46% |
| 💸 Progressive Jackpots | ✅ |
| 🎰 Best RTP Slot | Hot Ink |
| 🎲 Most Popular Game | 9 Masks of Fire |
| 💲 Minimum Deposit | $10 |
PlayOJO Casino - 98.04%
PlayOJO Casino, launched in Ontario in June 2022, offers an extensive gaming library with over 3,000 titles, including slots, table games, and live dealer options. Notably, PlayOJO imposes no minimum withdrawal limit, allowing players to withdraw even small amounts, with processing times typically ranging from 1 to 3 days. Additionally, the casino provides 24/7 customer support through live chat and email, ensuring assistance is readily available.
| 🏆 Win Rate | 98.04% |
| 💸 Progressive Jackpots | ✅ |
| 🎰 Best RTP Slot | Mega Joker |
| 🎲 Most Popular Game | Dream Catcher |
| 💲Minimum Deposit | $10 |
How casino RTPs work
Modern online casino games in Canada undergo rigorous third-party verification before launch, ensuring payout percentages are accurate.
- 💸 RTP Explained: The term RTP (Return to Player) is a percentage assigned to a casino game that indicates how much of the total money wagered is expected to be returned to players in the long run. For example, the slot White Rabbit by Big Time Gaming has an RTP of 97.8%, meaning that for every $100 wagered, $97.80 is expected to be returned to players, while the remaining $2.20 represents the house's profit. RTP is calculated as spins (or hands in a table game) approach infinity. Therefore, in a small sample size, it’s possible for one player to lose more than the expected $2.20, while another player might profit significantly more.
- 📈 Volatility Matters: Volatility determines how payouts are distributed. Some games offer occasional big prizes, while others provide frequent smaller wins, influencing your gaming experience.
Editors Note: The higher the RTP, the longer you can expect to play a game without depleting your funds. For example, if a blackjack game, played using basic strategy, has an RTP of 99.5%, you're statistically more likely to play that game for a longer period without losing your money compared to a slot with an RTP of 94%. However, in games that are entirely based on chance, RTP doesn't guarantee any wins in a small sample size. Even though playing 3:2 blackjack with basic strategy offers a much higher RTP than a slot, it’s still possible to lose 10 consecutive hands in blackjack and hit a jackpot on your first 10 spins on the slot.
How Game Payout Percentages Are determined
A game's RTP is determined by its structure and the provider's programming. Table games like baccarat, blackjack, and craps generally have higher RTPs, while slots, especially progressives, tend to have lower rates. As a rule of thumb, games that offer the opportunity to bet a small amount and win a large payout typically have lower RTPs compared to table games that provide 1:1 payouts.
Where you can find a games RTP
Some casinos do not explicitly display the RTPs of their games. For those that do, there are several ways to find this information. At casinos like Mr Vegas, you can view the RTP for each game before signing up by visiting the 'Game payouts' section, while operators like FireVegas require registration first, as RTPs are listed in each game's help section (typically found in the bottom-left corner). For casinos that do not provide RTP information, you may need to search for an online review of the game to find its payout rate.
Highest Paying Casino Games in Ontario
High paying casinos in Canada have a very wide selection of games on offer. The most popular games that are available include online slots in Ontario, blackjack, video poker, baccarat and roulette. There are many varieties of each major game.
Each of these games has a different RTP %, which impacts the likelihood of you walking away with a prize. Below, I'll take a look at some of the highest-paying online casino games:
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Slots There are thousands of different online slots available, all of which come with individual payout percentages. Slots generally hover around the 95% range or higher when it comes to RTP %. They are said to have the highest possible casino payouts of any casino game. Since most of these games are based on luck, slot games tend to offer a high RTP %, but the really big wins are quite rare. The progressive jackpots rely on combining the spins of many players to create collective prize funds. -
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Casino War Casino War is a card game that online casinos offer that typically allows three outcomes; the player or the house can win, or it ends in a draw. The RTP % typically sits at 97% or higher. -
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Blackjack Blackjack has a higher RTP % than most casino card games, offering an estimated casino payout of 92% to 99%. Since blackjack offered by online operators comes with two decks, the chances of the house winning are slightly higher. Different blackjack variants have different payout percentages. The casinos offer multiple variations on online blackjack including games where you can make multiple side bets. This all changes the RTP% even though it adds extra fun. -
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Roulette Roulette is available as American Roulette and European Roulette. The difference is that there is the double zero on the wheel on American Roulette. While this seems minuscule, it makes a lot of difference. The RTP for European roulette is slightly higher than American Roulette, at 97%. That means European roulette can give you a higher chance of winning. -
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Baccarat Baccarat is a casino game that usually offers the smallest edge to the house. It is hugely popular with high rollers but online you can play it at very low stakes and get the same entertainment value. When playing baccarat, it's important to note that betting on the bank over the player will come with a 5% tax, as it grants a greater edge of winning. The average RTP for Baccarat is 99%.
How to Find the Ontario Online Casino RTP Percentage
The Ontario online casino payouts for each game at a licensed site will be available. The Ontario regulations insist that the payout games offer is made available to all customers. You should be able to find this information from a small menu link on the logo advertising each of their games, the Help section or within the footer.
Once you locate the area of highest paying Ontario casino games, you can search through to find one that suites you. You may even get access to a demo version of the game that is free to play.
If you cannot find the RTP percentage, reputable operators will be happy for you to use the online chat to ask the customer service representatives for the information. Don't be shy they are there to help you!
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Find the Best Payout Casinos Ontario Has to Offer
If you are ready to play some of the most exciting games, at licensed sites like Party casino Ontario or 888 casino Ontario, these casinos with the best payouts should be a good place to start. Review each operator and sign up with one, some, or all. The choice is yours to make!
Highest Paying Casinos in Ontario FAQ
The highest paying casinos in Ontario are MagicRed, 888, BetVictor, and PlayOJO. These casinos all offer a great payout between 95% and 99%, which is among the highest in the province and even the country. Remember that the payout percentages matter for the specific games that you play and those may be different from the RTP percentage of the casino as a whole.
A Return-to-Player Percentage or RTP % is a percentage that indicates the payout percentage from a slot game. It's a statistical calculation and not necessarily a concrete value that you will experience. It is the average that all players will experience over a large number of spins or wagers. The RTP % is most useful in estimating how much your online casino play will cost you in the long run.
The Ontario gambling laws state that the maximum RTP percentage of 99.1% is the highest legal rate while the lowest legally permitted rate is 85%. These payouts are guaranteed by the law. Any online casino not reaching these numbers would be fined heavily. Offshore casinos cannot be trusted to offer such high payout levels. Even if they offer high RTP % you have no means of knowing whether their games actually deliver on that promise. If you have any doubts about the games in Ontario you can complain to the regulator, the Alcohol and Gaming Commission of Ontario.
Casino Games will vary in the amount that they payout but blackjack will give you the best odds for a payout. The house only holds a 1% edge, giving the player a 49% chance of winning in Blackjack.
Author
Corey Scott is a gambling writer and casino reviewer based in Toronto, Ontario. A graduate of the College of Sports Media, he has been reviewing Ontario online casinos and sportsbooks most of his career. Scott has written for OntarioBets, dozens of sites across the USA Today Network and more. His first time gambling in a casino was playing roulette as a 19-year-old at Fallsview Casino Resort in Niagara Falls, Ontario. He makes the trip to Las Vegas multiple times a year(favorite resort in Vegas is the Wynn). His biggest online casino win is 323x on Buffalo and biggest sports betting win is +13675 on a 7-team parlay! When not writing you will find him at a local game or playing video poker, most likely Jacks or Better.
